What are Anna Maria’s best options for lowering the giant tax her family faces this year?

2026-01-30 - 11:05

Q. My spouse earns $430,000 per year and has maxed out his Registered Retirement Savings Plan (RRSP) contributions and therefore is not eligible for further tax deductions. He has continued to contribute to the Employer Stock Purchase Plan (ESPP) which his employer matches. I earn $34,000 a year working part-time. I have accumulated an unused RRSP contribution amount of $45,000 from past years. Read More